Where Is The Counting House In Baldurs Gate 3

Navigating the sprawling metropolis of the Lower City in Baldur's Gate 3 can be an overwhelming experience for many adventurers reaching the final act of the game. Among the many prominent landmarks scattered throughout the urban landscape, the premier financial institution stands out as a critical destination for various major questlines. Finding this grand establishment is essential for players looking to secure vast amounts of wealth, solve ongoing companion stories, and track down stolen gold.
Finding the Bank in the Lower City
The Counting House serves as the central bank of the region and is situated in the southernmost portion of the Lower City map. To locate the massive stone structure, players should head southwest from the Basilisk Gate towards the bustling docks area. The grand entrance is positioned directly along the waterfront, making it visible even from a distance across the harbor channels.
As you approach the coastal borders of the city, look for a large, heavily guarded building flanked by stone statues and grand architectural columns. The local map will officially mark the destination once you get close enough to the main gates. If you have already discovered the Hephaestus Outfit waypoint, navigating slightly south from that specific merchant location will lead you straight to the bank steps.
Navigating the Main Lobby and Gaining Access
Upon entering the main hall of the building, players will encounter Head Clerk Meadhoney managing the daily financial operations at the front desk. To explore the subterranean levels where the most valuable secrets are kept, you will need to secure an official vault pass. You can either convince the clerk to hand over a pass through dialogue skill checks or purchase it directly from him using your accumulated gold.
Alternatively, players who prefer a stealthy approach can attempt to bypass the guards by utilizing invisibility spells or lockpicking the restricted side doors. However, getting caught wandering around the secure zones without proper clearance will immediately turn the heavily armored Flaming Fist guards hostile. Preparing your party with high deception skills or stealth enhancements ensures a smooth transition into the lower depths.
Exploring the High Security Vaults
The true heart of the institution lies deep beneath the ground level inside the heavily fortified High Security Vaults. Descending the grand stone staircases leads players into an ancient subterranean network filled with private storage units owned by the city's elite. Many of these vaults require highly specialized keys that are hidden throughout the third act of the game or can be bypassed with incredibly high lockpicking checks.
At the very end of the primary corridor, a massive puzzle door blocks entry to the most secure vault chamber containing critical story items. Solving this floor plate combination requires inputting a specific four-digit code that corresponds to historical events mentioned in the bank's local ledgers. Unlocking this final room triggers a major narrative confrontation that heavily shapes the remaining alliance options for the endgame.